I'm starting to believe NO! they are inconsistant! I have FICO score watch and it saying right now my FICO with Equifax is 670...which is decent. went for an auto loan with VW Credit and the dealer said the score is 642. Thats more than a "few" points off. This is not the first time I'm had crap like this before... whats up with this?? is it worth paying 8 bucks amonth for inaccurute crap? TIA! Darin
It's not inaccurate, it's just that myFICO uses the Classic Risk FICO and auto lenders use an auto-enhanced FICO score that more heavily weights installment loans, especially auto loans. I'm guessing you didn't have a closed, paid satisfactory auto loan on your report?
