I just had a look at my wifes credit through TU, and a school that we went to(that is closed and in bankruptcy itself) is reporting her over 120 days late. Every month I send them a payment, yet every month they send me a statement for over $2000 with a due date from 01/2002. Now I cant send them $2000, so I make monthly payments. Can they report this as 120+ overdue??
Are you actually late? If not then no they cant. If you are then they can. They are probobly tryign to get all outstanding accts in before the BK. I would send a 3 day notice if you are actually upto date on the loan.
