Aria (Get Smart) Requirements?

Discussion in 'Credit Talk' started by Dustin, Jun 20, 2001.

  1. Dustin

    Dustin Well-Known Member

    What are the requirements for the Get Smart card? I have a few baddies about 1 year+ old. A repo is my worst at 2 years old.

    From the past year to now, everything is clean and on time. Unfortunatly, I do have quite a few inquiries...
  2. Saar

    Saar Banned

    Whatever they are, you're better off applying for the Providian PayPal than for the Providian GetSmart.

  3. sam

    sam Well-Known Member

    aria wants to see 6 months of positive trade lines and no derogs.
  4. dinob12

    dinob12 Well-Known Member

    I just opened 4 accounts with a beacon score of 533 and no tradelines besides a car loan that was paid off in March and they sent me a offer in the mail..Just got turned down for the Paypal today though..I have the Providian Gold and the Getsmart and FCNB and a Crooks Country bank...Don't know how I was approved ....
  5. brad

    brad Well-Known Member

    Saar,could you expand on why you say that?thanks.
  6. dogman

    dogman Well-Known Member


    Saar posted that GetSmart and Providian Paypal are
    the same cards (no smart chip on the PayPal) - BUT - if you get approved for the lowest level card, the PayPal terms include a GRACE PERIOD!

    best regards - dogman
  7. brad

    brad Well-Known Member

    Re: Responding.....

    Thanks Dogman.
  8. Dustin

    Dustin Well-Known Member

    Re: Responding.....

    I have a Beacon of 565, and that is my Equifax, which is my worst report (but not by much). So, I am probably in the high 500's on the others. I do have quite a bit of inquiries. I will probably wait another 6 months to a year before I apply.

    That will give me more time to get rid of other derogs, and establish other credit... :)

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