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Discussion in 'Credit Talk' started by Pie, Jan 2, 2001.
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Credit One Unsecured Visa®for Rebuilding Credit
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Credit One Bank® Unsecured Visa® with Cash Back Rewards
Get cash back on every purchase. Unsecured credit card with monthly monitoring for credit line increases. Improve your credit history with responsible use.
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I was instantly approved for the Aria Platinum card, received phone call in 2 days verifying info and then got card 10 days later. Not sure if the procedure is the same for persona.
I applied online and was approved in 30 seconds for the Persona card. It took about
1.5 - 2 weeks for the card to come. I didn't have to activate the card, and when I called the automated service, the $89 annual fee was already billed to my account. I've only had the card for about 3 days now, but I plan on calling them to negotiate the terms, possibly waive the ann fee? The nice thing about this card is the introductory APR for two months at 0% . Then the rates are pretty bad =0(
If you use the card responsibly, you can apply for a better card later on down the line w/ better terms =0)
Thank you for the advance. I will use the card responsible. What was your credit line. I received a $500.00 no processing fee and no annual fee.
Since I don't hav any established credit, I was only approved for $250, 23.99% APR, $89 annual fee, and no grace period. Not the best, but I need to build my credit and I heard they are also generous with credit line increases.
hey mom what kind of rates did you get with the platinun. and what is your credit line. I have a bk from 1994,I ALREADY HAVE THE PROVIDIAN GOLD .I wonder if they would give me a platinum.
I got a fixed rate of 7.9 % and my limit is 5K
Don't ever give that card up.
I would like to apply for this card but I dont want to waste another inquiry.