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Discussion in 'Credit Talk' started by upset, Mar 20, 2001.
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How long have you had the card? I've had mine since 12/00 and from what I understand, I should be getting an increase sometime in April or May.
I've had my card since December as well. My sister got a credit line increase and APR reduction after having her card for two months. She got a 1K credit increase, and her credit is horrible to say the least!
Got mine in 11/00 and just got an offer of 1000 for 49. 2 weeks ago. A week before that they had increased my line by 200. out of the blue.
Eddie you might find that Aria has a policy of only increasing once every 3 months, and you won't get the $1,000.00 this happened to one of my clients.
As for me I've got an Aria card W/$250.00 that I can't seem to get any increase on. Had it for 6 months now usually charge between $300.00-400.00 a month on it, and make 2 payments a month. Never a late payment! Go figure???
I got another one of those $1,000 for $49 on my Providian (same folks as Aria) Gold Visa this week. That would take my limit with them from $250 to $7,500 in a little over two years. I had been paying the increase fee every time they sent the notice since I got the card. After I read here that you could call them and get them to waive the fee, I did so. They said I still had to send in the form because it went to a different department, but that they would reverse the $49 fee for me.
While I had them on the phone I asked about rates. They lowered my APR from 23.9% to 19.9% fixed on both the Visa and MasterCard I have from them. I didn't have the cajones to try to talk them down to the 16.9% some people have mentioned here all in one phone call. I figure I'll call in a couple of months and give it another try.
While I was on a winning streak I called Capital One and Household and tried the same trick. They wouldn't even think about it. But then again, I keep those cards in a box on my desk with a zero balance and don't use them much.