Aria Visa Platinum card?

Discussion in 'Credit Talk' started by Jim, Feb 4, 2001.

  1. Jim

    Jim Well-Known Member

    I have a $3,000 providian gold card. I looked up Aria on the providian website. Does anyone have an opinion as to what kind of customer Aria is seeking? Their 3 cards seem similar to the Providian offerings. Is getting an Aria credit card easier than providian.

    Only the Platinum card really interested me but I don't think my credit recovery is sufficiently along to apply for a $5,000 9.9% card. Has anyone received a preapproved offer for Aria? I have never gotten one.

    If you apply on-line, for an Aria card; do you get requested to present proof of income etc.?

  2. Momof3

    Momof3 Well-Known Member

    Both my husband and I have the Aria platinum cards, 5K with a rate of 7.9%. They do give instant approval online and then call you to verfiy your informattion over the telephone. I had one good year old tradeline no negs at the time when I got it, however a friend who was 2 years out of BK applied and got the persona card.
  3. Marie

    Marie Well-Known Member

    Aria is a new division of Providian. I recently received a Persona card w/1000 credit line (I have a Providian Gold w/5599) and I am 2 years post Bk. I've been told that, unlike Providian, Aria will not "bump up" cards: eg Persona to Platinum like Providian will. However, they supposedly are aggressive on line increases like Providian. I was told that in a year or so I can close my current Aria account, wait 60 days, then reapply and see if I get a better card. FYI: I got the $59 annual fee rebated the day I got the card. Just called in and said I was thinking the terms were too expensive. A month later, I called and requested a better interest rate but they declined to reduce it (Providian will decrease it if you're in good standing and you ask).
  4. kev

    kev Guest

    RE: To:Momof3

    Momof3, when verifying over the phone, what do they ask, do you remember? Thanks
  5. Momof3

    Momof3 Well-Known Member

    RE: To:Momof3

    They asked my name, phone number, address, ss# and income and also asked if I pay more than the min on my others credit cards.

  6. kev

    kev Guest

    thanx MO3

    ; )

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