This has been a good month for new credit! Citi - applied online using the card selector, didn't get automatic approval, but today in the mail I received a Citi PS, $4,200 CL / 10.24 APT and 0% BT. This is my second Citi card. Background: 1st Citi has been open since 1987 (oldest tradeline), now AA PS World Plat ($8,000 revolving / 6.9% APR / 3.9% BT) Questions/Suggestions/Strategy ======================= I've read on the board about the BDD / combining multiple Citi accounts to one PS card, but before calling CSR, has anyone combined to a AA World card? I don't want to lose the internal/external history. Since the Citi PS is no-fee / and 0% BT, I was thinking about doing a BT to myself and using the proceeds to pay down my Chase Plat. (2,5K balance) & invest the rest. Going forward I would use this card exclusively for BTs, and use the Citi AA PS for purchases / recurring txns / points. Any suggestions would be much appreciated. Thanks. ==================== EXP 683 7/31 TU 659 7/31 EQ 616 (lies!)7/31 Citi AA World 8k Chase Plat 7.1K Cap 1 g 1.5k Cap 1 p 2.2k Cap 1 unsec 1.7k First Prem .5(!)
