Hi everyone! I am at my wits end with getting the last 3 derogs off of my report. Especially had it with evil Exp. I recently aquired a mortgage and to do so had to settle with Arrow on 2 paid charge offs, which I had no proof that I had paid 4 yrs ago when I refinanced my home. So, in a desperate attempt to close on my mortgage I settled with their outrageous amounts, which in one month before I finally settled had gone up and extra 300.00. They promised to show it settled for less than the full amount owed. Well, it is still on Exp. as past due for the remaining 200 and 100 (appx). It also re-aged my account. Exp keeps coming back verified. I finally got them to update it as "paid as negotiated schedule blah blah blah" but still showing a past due balance. Any input? The other derog is a "paid as negotiated" MBNA which I settled for less than owed about 4 yrs ago. Still hasn't come off. (Not Arrow, never went into collections) Arrow is a thorn in my side. I think they are scum. Anyone agree? Thank you for your input!!!
