I see that Arrow pull my report in 11 2002. The only thing I have that they could be interested in is a Direct Mercahnts account that is over 120 days now. Arrow has not contacted me but recently Metris has been coming up on my caller id. Should I send Arrow a no PP letter?
ARROW FINANC - Hard Inquiry on TU I noticied a hard inquiry on my Transunion credit report from Arrow Financ. I have no idea where this came from. I dont know if I should investigate this, because i think the account that Arrow owned had already fallen off my CR report. What do you all think I should do. Do you think they can re-age anything to re-appear on my CR? Below was from my Transunion CR report. Total number of inquiries resulting from you applying for credit 1 Date Company requesting your credit record 12/1/2002 ARROW FINANC
ARROW FINANC - Hard Inquiry on TU You can always send a PP letter, but if Arrow was "assigned" by any original creditor or even by a different collection agency one of your accounts, that probably gives them permissible purpose. I would only suggest going after arrow if the debt is past SOL, so at least you won't risk being sued for the original debt. But then if they say it's for such and such account, and the account does not appear on your credit report, then you might be able to zap them for $1,000 non PP inquiry. Just a thought. ChrisB
