AR's

Discussion in 'Credit Talk' started by aaron24, May 11, 2003.

  1. aaron24

    aaron24 Well-Known Member

    are those report pulls or score pulls by the creditor?
     
  2. jlynn

    jlynn Well-Known Member

    AR's are usually pulled by current creditors to check up on you.
     
  3. GEORGE

    GEORGE Well-Known Member

    YES and YES...

    THEY ONLY HELP YOUR SCORE...

    The more AR'S and PRM'S the less "HARD" you have...they only have "SO MUCH SPACE"

    Eventually the "HARD" ones go...

    GET ALL THE AR'S AND PRM'S YOU CAN...
     
  4. lbrown59

    lbrown59 Well-Known Member

    THEY ONLY HELP YOUR SCORE...
    GEORGE
    ===============
    Bur they can hurt your insurance and intrest rates.


    THE END ** *** ** LB 59
     
  5. jlynn

    jlynn Well-Known Member

    Re: Re: AR's

    Huh?
     
  6. lbrown59

    lbrown59 Well-Known Member

    Re: Re: AR's

    THEY ONLY HELP YOUR SCORE...
    GEORGE
    ===============
    But they can jack up your insurance premiums and loan interest rates.
    THE END ** *** ** LB 59
     
  7. lbrown59

    lbrown59 Well-Known Member

    Re: Re: Re: AR's

    What are you Huhing?
     
  8. jlynn

    jlynn Well-Known Member

    Re: Re: Re: AR's

    How can softs cause your interest/insurance rates to go up?

    ...maybe I need to brew a second pot of coffee.
     
  9. crofttk

    crofttk Well-Known Member

    Re: Re: Re: AR's

    Creditors and insurers review your situation and decide "I think I'll take advantage of this person and charge them more (insurance premium/interest)". Right ?
     
  10. lbrown59

    lbrown59 Well-Known Member

    Re: Re: Re: Re: AR's

    Exactly=Just happened to me with MBNA and I get to pay them another six and one half percent interest on my credit card. I guess I should be rejoicing If the AR happens to knock off a hard inquiry. After all how can you beat 6.5% to delete a hard?

    THE END ** *** ** LB 59
     
  11. lbrown59

    lbrown59 Well-Known Member

    Re: Re: Re: Re: AR's

    Or get a whole case of coffee for the pot.LOL
     

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