Article says eloan score=FICO

Discussion in 'Credit Talk' started by DaveLV, Apr 29, 2001.

  1. DaveLV

    DaveLV Well-Known Member

  2. Momof3

    Momof3 Well-Known Member

    I always thought Equifax= Beacon
    Experian= FICO
    Trans Union= Emperica

    So I know they pulled Experian for us, so going by that yes it was FICO, or am I incorrect above?

  3. DaveLV

    DaveLV Well-Known Member

    I assume it is the same statistical algorithim applied to the unique data each agency has on file.
  4. VJ

    VJ Well-Known Member

    I am 100% positive the E-Loan score is not the fico score but a program used to emulate fico, resulting in a 10-25 point higher score than fico on average.
    It is a risk/reward corelation that some banks use in comparision with fico.This is also one of the programs that some banks use as "internal scoring programs".

  5. roni

    roni Well-Known Member

    empirica = experian.


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