For those of your who use CreditXpert, I'm asking for your responses. Has CreditXpert been higher or lower than your actual scores? I'm asking because for whatever reason, I pulled my Equifax one day (3/4) and a week or so later, pull my tri-merge from QSpace (which uses CreditXpert). My score difference - ooh, about 98 points - CreditXpert being higher. From what I've read, CreditXpert has been lower than the actual scores so I really need to know anyone who is/has been using it, that can help. Thanks
In my case, CreditExpert is higher. My mortgage person pulled a tri-merge report for me today and the score she received for Experian is 74 points lower than the one I pulled via CE just moments before I spoke with her.
Mine has been about on par. It was about 20 points higher than my fico. It registered 719, my fico is 699.
My CE score is two points lower than my EQ score. My TU score is running 45 - 50 points higher than CE or EQ.
I just looked at your original post again. You asked about CreditXpert, not Creditexpert (Experian). I thought I read here that they are two different companies. If so, my comments above relate to Creditexpert (EX).