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Discussion in 'Credit Talk' started by CAS2, Sep 10, 2003.
Nuts, I tell you!
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But alot of folks are, especially if they are trying to establish some good credit lines.
Not as bad as First Premier, but getting closer all the time. Aspire has really gone downhill.
Somehow the name "Aspire" seems ironic...
I've found that there's no way to talk to a human at Aspire anymore. I can get an automated balance on the phone, but any requests for CL increase or lower APR must be made in writing.
They denied my request in writing for a CL increase, with a form letter that says they don't do specific requests but periodically review the accounts and raise CL.
One month later I got an "automated" CL increase of $500 - interesting, since I had never never seen one happen "automatically" in my previous two years with them.
When I did my Ch7 about two years ago, I kept some cards and discharged some others. Unfortunately, I let my Chase and Citi cards go (higher balances) and kept my NextCard, Aspire, DMB and Cap1 cards. Cap1 & Providian had a zero balance, but they dumped me.
Now I'm left w/the worst of the bunch... NextCard went bye-bye, Aspire seems to be on their tail and my best card is DMB w/a 10k limit.