I recently applied for an Aspire Visa credit card. Stupidly, I did not check it out until after I had gotten it. Now, I don't want it. How do I cancel this card without it negatively affecting my credit? MY credit is already bad due to some poor choices years ago, and I've been doing quite well trying to repair it up until now. I've heard Aspire is a shady company, and I want to make sure that I go about severing my ties with them in the best way possible, so as to avoid it hurting me in the future. This card came with fees already included in the balance, so I am not sure if I can just cut it up and never activate it, or if I must do more than that. Does anyone have any suggestions? Thank you. Lesley
This is a company you have to be careful with. I inadvertly got this card when Providian sold my account. I had a 0 balance but Aspire makes it hard to talk to them, and only really gives you a number to activate. I finally did call them and the rep activated the card without my permission. I did close it and it was reported correctly as closed by consumer. Good Luck and cya.
