My girlfriend had a providian account that was charged off as bad debt. I helped ( actually junum ) her remove it from her report. Somehow asset acceptance found out, now they put on a collection account on the report for the same amount, but it shows as open. What should I do to get them to back off and delete the stupid account? thanks.
Have you sent them a validation letter.Do you still have the paper trail frome where it was deleated before?
I haven't sent anything as of yet, just disputed it on tu as "not mine". so I should send them a validation letter first right?
It shows up as a collection account though. What prevents them to just put a new collection on my report the next time I get it removed?
I paid asset acceptance (they bought my collection from Providian) and they've reaged my account. It says paid collection but they reaged it using the date paid as the date opened. Even though the date opened was back in 1998. I've tried to dispute it off with all 3 CRAs and it keeps coming back verified and I just wrote them a very hot letter telling them to delete it off of my credit report because they have violated several laws and I did file a complaint against them with the FTC. I'll let you know the outcome of my letter.
