My husband has an unsecured MC through another bank and would like to have a Visa. He would not carry a much of balance on the card so the interest rate would not be an issue for him. Since we have a prior BK and are trying to rebuild and avoid inquiries, should he take a chance a try to accept this card? I been told to stay away from certain cards, is this one of those cards to stay away from? Anyone else get this solicitation?