I do have a lot of other current credit though, 2 Providian cards, one cap one, two household bank and a nextcard. I don't think I want to open another credit line that will show on my reports. Reading back through the messages on the subject here I saw that people were saying this card does NOT report to any of the CRAs. If this is true, I don't see a downside to sending in to get this card. Can someone verify for me that this card does not report?