Despite being acquired by Citibank, it looks as if Associates is as firmly in the subprime market as ever. I received an offer for a Visa at prime+18.99%, currently 25.74%. This was in the name of my friend, whom I made an authorized user on my Texaco and Shell cards. A year and a half later, they finally offer him a Visa worse than mine. I got prime+15.99% from them in August 2000.
