Hi, I am in need of some assistance here. I have a couple of medical colllections from the same CA that aren't paid (one was paid many moons ago). I want to go about having these removed and I want to pay these bills. I don't want to make a wrong move though. Do you think I can settle these accts for a little bit less then what I owe and can you please tell me my best way of getting them removed. I am not good on the phone though I get pressured into things easily so I would like to go about this by mail. Can I come up with my own proposition and mail it to them? Thanks for the help, please see the accts in question below. Like I said this is all from the same bureau: COLLECTION RECORD COLL BUR Acnt#: xxxxxxx Open Account >Placed for collection< Updated: 06/2000 Balance: $109 Individual Account Placed: 09/1999 Most Owed: $109 MEDICAL Closed: Past Due: $109 >Status as of 06/2000: Collection Account< COLLECTION RECORD COLL BUR Acnt#: xxxxxxxxOpen Account >Placed for collection< Updated: 06/2000 Balance: $216 Individual Account Placed: 09/1999 Most Owed: $216 Medical Closed: Past Due: $216 >Status as of 06/2000: Collection Account< COLLECTION RECORD COLL BUR Acnt#: xxxxxxxx Open Account >Placed for collection< Updated: 10/1999 Balance: $130 Individual Account Placed: 06/1999 Most Owed: $130 DENTAL ASSOC Closed: Past Due: $130 >Status as of 10/1999: Collection Account< COLLECTION RECORD COLL BUR Acnt#: 1980701027 Open Account >Paid collection< Updated: 07/1999 Balance: $0 Individual Account Placed: 03/1998 Most Owed: $230 MEDICAL Closed: 07/1997 Past Due: $230 >Status as of 07/1997: Payment after charge off/collection< COLLECTION RECORD COLL BUR Acnt#: xxxxxxxx Open Account >Placed for collection< Updated: 07/1999 Balance: $630 Individual Account Placed: 04/1999 Most Owed: $630 Medical Closed: Past Due: $630 >Status as of 07/1999: Collection Account<
If this is medical, have you tried contacting the original creditor? I contacted my local hospital and they agreed to delete for payment. Well now they are GONE and I haven't even paid them yet. I guess they deleted waiting for me to come pay them
Why don't you see what these folks say? http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&pgnum=1&postid=146033#post146033