Finally hit 600 with Experian. My most accurate report has now hit the 600 mark. The key improvement was in removal of a 30 day late on my two year old auto loan with the proof provided of not missing a payment. Unfortuately, my Equifax has taken a 40 point nosedive due to the fact that the 90 day lates on my student loans showed up, but only on two of them. The other five are paid as agreed and reflecting as such. What makes this stupid is the fact that I make one payment for all seven loans, so this is under dispute. TU should be up from last time. My lastest result there was the deletion of five of my seven student loans, my auto loan which I had the above 30 day late on (Americredit never verified, so TU deleted it), and my other 30 day late(Providian, since paid and closed) was deleted as well. EQ- 525 EX - 600 TU -525 (but should be going up higher) Capital One will be paid off on 5/3/02, so all three should go up.
