AT&T Universal Card

It's a heck of a prime card and is affilated with CITI. My wife has a 5.9% rate for life . She's had the card for several years and, they've never tried to jack her around.

 

I have this card. They have been very good to me. My 0% BT offer will expire next month but they've already sent me a 5.9% offer for new BT's after the promo period. I'm thinking of transfering off the remaining balance that I have with them now temporarily to another card and then using the 5.9%BT back onto the card next month.

My goto rate started at 12.99% but has been reduced to 10.49%.

 

poljanec,


I applied for AT&T Universal Card two years ago and I got approved for $4000. I request the limit increase without pulling credit report from the websites. They increased my limit to $8500 with 12.99% APR. AT&T universal Bank is owned by Citibank. You can make payment on-line and deducted payment from your checking or saving. There is no special bonus for this card except you can use the card like calling card. The customer service is good like Citibank.




Ron.

 

This is an excellent card. There always seems to be a 5.9 BT rate available. My standard purchase rate is 7.9. No complaints at all.

 

Ditto to the above, good customer service and no issues. I'm an AU on my wifes. We have a 5.9% BT for the life of the balance and a fixed 9.9% apr. My wife has had this card for years and never asked for a limit increase. They have consistantly increased the limit on their own, its now at 18500.

 

Pat,

Good card like my other Citibank cards.


Ron.