Today I received an invitation to apply for this platinum card. I currently have 2 student visa credit cards. Capital One Visa $200 limit and Verizon Visa $500 limit. I got both cards back in Nov. 2000. Should I fill this out and send it in? I currently have no outstanding debts just a balance on the Verizon card. Thanks for your help.
Re: What terms?? Archer, I currently have AT&T Universal card and it is not bad card.It doesn't have any rewards programs by using their cards and is issued by Citibank. I don't know whether it is tough to get or not. It is easy for me because I have Citibank at the time. You can check the balance and pay-online or autopay deduct from your checking. Ron.
Re: What terms?? They are offering 1.9% APR til Oct. 1st including balance transfer. After that it goes up to 13.99% APR and 19.99%APR on cash advances. What are my chances of getting approved? Should I go ahead and apply or should I wait a couple more months? Thanks
Re: What terms?? Archer, First of all did you have any charge-off accounts with Citibank? If not, you have a better chance to get AT&T Universal card. By the way the terms of AT&T Universal card terms is better than mine and I think I got 15.49% on my AT&T Universal. You usually get better terms than applying on-line. By the way, they may not give a high credit limit since you are student. You keep in mind. Ron.
Re: Apply for the card Okay thanks for the replies guys. This board helped me get my first 2 credit cards. I just graduated and was recruited straight out of school by Intel. I'll be making close to $50k/yr. I cant wait to get my first platinum card. Thanks again
