AT & T Universal Mastercard

Discussion in 'Credit Talk' started by $wealth$, May 24, 2002.

  1. $wealth$

    $wealth$ New Member

    I'm thinking about applying for this card. Has anyone recently obtained it? If so what was your approx. score, which credit bureau did they pull, and was your initial credit limit decent?

    AT & T is advertising in my area via print ads with our coupons and the offer seems to be pretty good.

    0% BT until May 2003, purchase APR 9.74%, plus $ 100.00 calling card.

    Info please.
    Thanks
     
  2. ted75

    ted75 New Member

    I got the same offer through the mail, but it didn't mention Pre-Approved anywhere.

    Are they BK friendly?

    Anyone got one recently? What were your scores? Which bureau was pulled?

    Oh...before anyone flames me for not checking Millenium CBS...I did. Worthless info...All those inquiries were U = Unknown.

    Creditor Name * CRA State # Inquiries
    AT&T UNIVERSAL CARD EXP AZ 1
    AT&T UNIVERSAL CARD EFX FL 1
    AT&T UNIVERSAL CARD EXP MA 1
    AT&T UNIVERSAL CARD EFX NC 1
    AT&T UNIVERSAL CARD EXP NJ 1
    AT&T UNIVERSAL CARD TU TX 1
    AT&T UNIVERSAL CARD TU WI 1


    Thanks.
     
  3. marci

    marci New Member

    Another option is to use the 0% BT offer on a current Citi card. Call Citi retention to get them to apply the offer to a current card.
     
  4. ted75

    ted75 New Member

    http://consumers.creditnet.com/stra...=180756&highlight="AT&T+Universal"#post180756

    Found a previous post that mentioned...

    Regarding BK friendly...

     
  5. Dani

    Dani New Member

    Wealth,

    I applied three weeks ago and received the card last week. I am not sure what my score was (guessing a really low 700). They gave me a CL of $6K and they pulled from Equifax.

    Good luck.

    Dani
     
  6. $wealth$

    $wealth$ New Member

    Congratulations Dani. I'm happy for you.

    Do you know which CRA they pulled? Have you had any prior experience with Citibank?

    I really want to apply, but think my prior CO with Citibank will re-surface, and result in a BIG Denial:(
     
  7. Dani

    Dani New Member

    Thanks, wealth. :)

    They did pull from Equifax (in VA, everybody pulls Equifax). I have never dealt with Citibank before and this was my first card with them. Citibank is known for their blacklist (they never forget), but I think Marci got around this. If you apply and they deny you I believe you can contact their Maryland headquarters and ask to be reconsidered.

    Drop Marci an e-mail she could probably help more than I can. When it comes to Citi she knows that co. inside and out. :)

    Good luck.

    Dani
     

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