I got a soft offer from AT&T Visa yesterday and I was wondering who do they pull. Experian is my best report right now....Trans Union has way to many inquiries....and Nobody really uses equifax. I Have: Cap One: $2000 limit unsecured Providian: $1800 partially secured Secured Amex: Unreported Car Loan: under $1000 remain with Wells Fargo Household income just over six figures. No BK or Judgements. BUT I messed up with my Student Loans and they are showing late pays....it it now consolidated. but they are still in there. besides a number in inquires (15 on trans union and less than 5 on the others). Do you all think that I would have a chance......I was turn down for Discover Plat because of this. I thank you all for the information and the laughs as well......
RE: AT&T VISA...who do the I didn't know AT&T had a Visa...but, I have the Universal MasterCard, and they pulled Equifax (right here in Atlanta, though). My "pre-approval" inquiries were also Equifax.
