If you do almost all of your purchasing with credit cards, is there any sense in carrying a debit instead of a regular ATM card? Is it worth the extra risk? My main concern is to be able to get my money if I need it, but I have both debit and ATM cards from my bank. I charge anything I can on credit cards.
I DON'T USE AN ATM CARD...OR A VISA CHECK CARD "IF" the store has an "ATM" reader it TAKES CREDIT CARDS...SO I USE MY CREDIT CARD... "IF" I had to pick between a VISA CHECK CARD AND AN ATM CARD WITH NO WAY TO USE IT EXCEPT WITH A PIN #...I WOULD USE THE "ATM" CARD...NOT THE VISA CHECK CARD... LESS RISK