Hello bsutton21, I was searching the forum and came across this post: http://consumers.creditnet.com/Discussions/credit-talk/t-b-o-a-take-10-yrs-to-choff-65703.html You were having the EXACT same issues I am having right down to the years (mine was also a CC from 1995) and age (I was 18 as well at the time). I am wondering if and how you resolved this issue. Did you send dispute to the CRA's that the debt was obsolete? What was their response or subsequent action? My post is here: http://consumers.creditnet.com/Disc...-still-haunting-me-help-66866.html#post465944 If you don't mind letting me know how this turned out I would appreciate it. Thanks, B
