Hello, I just wanted to let everyone know me and wife received sears cards today with a $500 limit..We use to have cards before but closed the account in a major cleanup..The point is i called to get a lower APR than the 21.9% and lady said no so i closed account and she connect me to some guy...Anyways they lowered it to 16.9% which is great for retail card..On wifes account they upgrade her to the gold mastercard at 14.99% with a 4k limit..He said they also do BT with no fee at diffent rates..One was 9.9% till paid.... So if you have sears with high APR call and ask to close they connect you to "R" i guess and they WILL lower rate.....
I have one question tho... Will this card still be a retail card? She closed her target card due to the intrest rate.
I see they took a inquiry on TU I only get my equifax once every couple months cuz gotta pay for that one..
