Attention Sears People

Discussion in 'Credit Talk' started by Bill B, Nov 17, 2001.

  1. Bill B

    Bill B Well-Known Member

    I just wanted to let everyone know me and wife received sears cards today with a $500 limit..We use to have cards before but closed the account in a major cleanup..The point is i called to get a lower APR than the 21.9% and lady said no so i closed account and she connect me to some guy...Anyways they lowered it to 16.9% which is great for retail card..On wifes account they upgrade her to the gold mastercard at 14.99% with a 4k limit..He said they also do BT with no fee at diffent rates..One was 9.9% till paid.... So if you have sears with high APR call and ask to close they connect you to "R" i guess and they WILL lower rate.....
  2. Bill B

    Bill B Well-Known Member

    I have one question tho...

    Will this card still be a retail card? She closed her target card due to the intrest rate.
  3. tommyy

    tommyy Well-Known Member

    Bill B , what CRA was pulled for Sears

    GEORGE Well-Known Member

    I use my SEARS card only for the 0.00% interest for a given period of time...
  5. Bill B

    Bill B Well-Known Member

    I am not sure but i know it wasn't experian and i am from Mass.......
  6. Bill B

    Bill B Well-Known Member

    I see they took a inquiry on TU

    I only get my equifax once every couple months cuz gotta pay for that one..

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