I wanted to start a list of the companies that report AU's. I am asking all of you AU's to list: the company the limit of the card approx balance relationship to card holder when you became an AU how long to post AU status on your credit report how many points your fico went up I think this should benefit everyone. so far Me: Wells fargo visa Limit is over 6-7K balance is approx $100-$200 brother-in-law date listed as AU 7/22/2002 hasnt posted to my credit report Wife: Bloomingdales visa Limit is over 6-7K balance is approx $200 brother date listed as AU 7/22/2002 hasnt posted to her credit report
the company - Citi the limit of the card - $1,600 approx balance - $200 relationship to card holder - Spouse when you became an AU - 7/02 how long to post AU status on your credit report - One month how many points your fico went up - 5 points (10th tradeline, so probably little effect)
the company - Discover the limit of the card - $25,000 approx balance - $6,000 relationship to card holder - Mother when you became an AU - 6/02 how long to post AU status on your credit report - 1 mo.
Re: AU - Lets list the companies... the company: AMEX (Gold & Optima Plat.) the limit of the card: (no limit & 12000) approx balance: (6000 & 0) relationship to card holder: Domestic Partner when you became an AU: 1995 how long to post AU status on your credit report: unknown how many points your fico went up: since these AU's are so old, I didn't see any points info back then. But - any change on these accounts such as balance changes or correcting mistakes has a significant impact on my score from 10 to 80 points.
AT&T Universal Platinum(Citi) Limit $6000 balance $3057 Husband is AU/I am Primary His score went up 15 points\Listed in 30 days brand new for me and hubby Kohl's Limit $300 Balance $25 Husband is Au on my account Score -Don't know Brand new for both of us Listed in a month for both of us
the company ; CitiBank the limit of the card ; $2700 approx balance ; $0 relationship to card holder ; Brother when you became an AU ; About 4 months ago how long to post AU status on your credit report ; Next Billing Cycle how many points your fico went up ; Approx 50-60 points due to the age of account being the oldest after I basically killed my history while credit repairing.
From what I understand Lizardking you get the whole history of the account. I'm trying to get an AU on a 25 year old account. My friend is a little hesitant, but she'll do it, I hope. That should be worth a bunch. I'm hoping about 100 points. Charlie
the company- First USA the limit of the card- $15,000 approx balance- a whopping $37 relationship to card holder- my mother's account when you became an AU- last month how long to post AU status on your credit report- I haven't checked yet how many points your fico went up- hopefully a lot...if it shows up with the full history from '95
Wow, thanks guys anyone else? I am wondering if wells fargo and bloomingdales will ever post. I called wells fargo and the operator said she wasnt sure if they post to the CRA since the AU is not the primary account holder. Hmm that would suck... Anyone think maybe it didnt post cause of the last names being diffrent or something? How do they know to post if they dont have the AU;s social sec #?
I know that Nordstroms is awesome about immediately reporting AU accounts and updating like clockwork. Amex AUs appear, disappear, reappear--
