Twelve years ago I was engaged and put my fiance on a couple of my cards as an AU (I know, I know). Well, of course he ran my credit up something fierce, and when I broke it off, he left me with the tab. Then my mom got sick and my finances got worse as I had to go back and forth from NY to Cali for the two years before she died. After all that my finances were dismal and my credit destroyed. It has taken me a long time to get back on track, but now that my debt load is substantially lighter and my reports are looking better, I'm finding pre-approved cc offers in my mailbox addressed to THE EX!! (Mind you, I've moved twice since he and I were together, and I don't even have the cards he was an AU on anymore.) So, HUH!?!? How is he still tied to me and how do I stop this? I can just throw these apps away, but I'm afraid he might also be getting offers in the mail, obviously due to my credit, and somewhere down the line I'm gonna find his junk on my reports. With my luck it will be when I'm ready to apply for a mortgage. Does anyone have any ideas of how we could still be linked and how I can stop this? Besides being ticked that he is reaping the benefits of my struggle for credit redemption, I find this really creepy! Thanks guys!
