My dad loaned me some money on two of his credit cards because the interest was low. (0% for 12 months on one and 3.99% on entire balance on the other). I am paying way over the minimum each month so that I can get these paid off sooner. Should I have him add me as an AU on these accounts so that these payments that I am making will at least help my credit some or will the balances etc. hurt me more? If he does add me as an AU, my credit wonâ??t hurt his score at all will it?
