First off this is experian, so we all know the score is not the real deal, despite their claim that is it LOL. Anyway I thought this was interesting and I will let you know the other 2 (EQ TU) when they complete. I disputed an account my hubby was an AU on of mine that had a high balance, Experian completely removed it of course, in less than 3 days hmmm. But the interesting thing, his total revolving debt went from 14K to under 8K, his availiable credit went from 65% to 74% and he got a lovely increase of 1 point!! So this has me thinking about exactly what and how the take authorized users and how the calculate the scores with them.
Update with TU, account completely gone NO score change. The true test will be Equifax, but I pulled a report while the item is in dispute, NO score change, makes you wonder now what if anything an AU can do to your accounts???
