Authorized User Accounts: Anyone know a legit provider!

Discussion in 'Credit Talk' started by frostv, Dec 1, 2009.

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  1. frostv

    frostv Active Member

    ... And the contract says within ninety days!
     
  2. Creditnet

    Creditnet Administrator

    Let us first say we are really sorry to hear about your situation. If what you're saying is true, we hope justice prevails in the courts.

    But as Joshua stated earlier in this post, the only people banned from this forum are those who insist on breaking the rules and personally attacking other members. Any statements made in a civil manner, are not deleted. Rather, they remain to be disputed by all.

    Yes, there may be members here who defend Apex and his business. Perhaps that's because they had a good experience? Or perhaps it's because they've been part of this forum for many years and have developed a respect for the advice he gives? Obviously, you had a bad experience with his business, and you have every right to voice your opinion about it.

    This is a free forum. And members are free to post whatever they want, good or bad, as long as it's done in a civil manner. If personal attacks or profanity are used, then yes- expect to be banned.

    On a side note, Apex hardly even posts here any more. So, perhaps you will stick around and warn people in a "civil" manner of your experiences when questions arise about piggybacking? An integral part of any good forum is attracting members with differing views, and we certainly welcome healthy debates on any controversial credit-related topics.
     
  3. lolcat

    lolcat Banned

    You must mean not any more because I know you didn't let him have his banner ads here for free. At least tell the truth.

    My posts are probably the most valuable here. I save people from getting ripped off by Apex credit and it's free!
     
  4. frostv

    frostv Active Member

    Wouldn't it be nice to have Apex here to comment? I would like to see if he would really claim that what happened with me never took place. He did that with others and I sided with him at the time but now I wouldn't put anything pasr him.
     
  5. fatwallet

    fatwallet Member

    I found this forum by googling apex credit to see if the company was legit. I am in the same boat. After 8 months one of the four tradelines I paid for showed up on my credit reports and it was maxed out. My score went down! It is a $10K tradeline and has a balance of $9800.00! Moreso, the tradeline is only 1 year old!.
    I am baffled by the Admins response that "he hopes justice will prevail". Instead of being proactive and banning apex credit so he doesn't steal from anybody else here he suggests that you sue? That is completely irresponsible. I searched for Apex on this forum and there are tons of posts stating that this company has ripped somebody off yet he is still allowed to post here. Unbelievable!
     
  6. frostv

    frostv Active Member

    But I think I have spoke enough of Apex but if anyone doubts the veracity of what I have shared in regard to Apex it can all be verified. My apologies for letting this thing linger on as it has. I am under nu delusion any of my greivances will be remedied here. In the beginning I said iwas interested in finding a legitimate company and I believe I have. Along the way I have found some very interesting things about Apex, this Forum, and others who have had similar dealings with Apex and more. What I have not heard here is anyone that has successfully gotten any AU's from Apex. Does he really even do them? Or does he just rely on his legal sophistication (and his clients lack thereof) as well as slick contractual legalese to knowingly and intentionally committ larceny and wire fraud. He has to know this he can't do forever. Even the best get picked up sooner or later right? Especially when different clients keep making the same claims to the same authorites, Right? In any event I will keep you all posted in the matter of Apex as well as with boostmyscore.net. For now though I need time to follow through on some of the great advice I have reieved on how to proceed in these matters. If anyone hears from Apex tell him I will still justtake my cash back!
     
  7. fatwallet

    fatwallet Member

    It looks like everone who has complained about this company here has been banned. I think the owner of this forum may be complicit in this criminal enterprise.
     
  8. fatwallet

    fatwallet Member

    I feel for you frostv. What would you recommend I do to get my money back? Lucky for me I paid with a credit card so I can initiate a charge back. Unbelievable this guys BBB report is only at a B-.
     
  9. frostv

    frostv Active Member

    Somebody suugested I do a chargeback too fatwallet but I called earlier today and found out the transaction has to have been within 110 days and they can't help me. Whoa! I think that is where the whole "I'll give you an extra AU for your inconvenience" courtesy derived from. Because as soon as I didn't see even one AU post within that initial 90 days I went into "I've been scammed" mode complaining everywhere trying to create a record of my greivance. I even postes here as j. Dennis, and was banned. If I hadn't been banned then perhaps I had got the suggestion to dispute the transaction soon enough to have circumvent the whole court thing which will cost more cash in existence to what I have already lost. Only to go up against an attorney who no doubt intending on keeping every dime of those ill gotten gains. Fat wallet I believe you might still have a chance with disputing. I believe the man is a criminal and that all of us have been defrauded. Maybe Creditnet just couldn't see the forest for the trees. But now they do. Where is Apex? You know the guilty flees when nobody pursueth! PLEASE DO keep me posted fatwallet and I'll do thesame my friend. By the way do they accept/return your calls?
     
  10. fatwallet

    fatwallet Member

    They will pick up the phone if I block my number then they hang up when they find out it's me. Have you filed a complaint with the WV AG office?
     
  11. fatwallet

    fatwallet Member

    I searched for Apex credit here and I can't seem to find the good reputation you are talking about. All I see is complaints and users that have been banned for posting about him. Is this forum complicit in ripping people off? I would be very careful who you recommend.
    I don't see even ONE satisfied customer. Not ONE!
     
  12. CTF388

    CTF388 Well-Known Member

    Is it just me, or do these little dust-ups with Apex happen on a fairly regular basis? While Frostv has a vested interest in getting this resolved, the rest of us can reflect upon the patterns that we see.

    To see the complaints against Apex as a vast conspiracy discounts the fact that Apex has, in the past, admitted that most of the problems actually occurred. He has used an honest mistake approach to explain the situations, but he fails to address the fact that these honest mistakes happen all too frequently and usually involve thousands of dollars that are in his pocket.

    I would think it time for Apex to lower his profile and concentrate on delivery of that for which he has been paid. The negative publicity is harmful to him and harmful to those who have chosen to associate with him.

    Let me turn now, to the disclaimers here and earlier issued by CreditNet and their representatives.

    The question that Frostv raises regarding the Apex Credit Services banner advertisement that was displayed for several months this past year does need some explanation. It is a legitimate question, and it would be politically advantageous for the management of Creditnet to address it fully and responsibly.

    They should also go back and review Apex's posts to see just how often they allowed Apex to berate and badger people, and just how often they allowed Apex to post disparaging remarks about companies that were in competition with his. The double standard was glaring.

    The evidence of the seeming overbalance in Apex's favor is right here on CreditNet; one needs only to read the archive files to see it clearly.

    Again, political expediency would suggest that Creditnet management would be wise address this issue fully and completely.

    CreditNet is a good site with any number of individuals giving of their time and energy to help others. It would be a shame if the good is overwhelmed by ignoring something that is within management's ability to correct.
     
  13. frostv

    frostv Active Member

    I'm sorry about the spelling in some of my posts. I usually don't proofread when I post from my phone and it looks awful. Fatwallet I have complained to the AG of WV that is when I found he had relocated to Nashville. I had recanted my complaints after he offered an explanation and an additional AU. I now have to amend and resubmit all of the complaints and try to get criminal charges filed. I really hope those maxed out lines don't post to my credit report! That would be even worse! Right now I am in an ideal situation to benefit from a solid AU.
     
  14. fatwallet

    fatwallet Member

    Report him to the bar association for ethics violations. Specifically, misrepresentation and conflict of interest. That is what I am going to do if my charge back is not granted.
     
  15. fatwallet

    fatwallet Member

    Well said.
     
  16. Creditnet

    Creditnet Administrator

    Creditnet doesn't accept any advertising revenue for allowing apexcrsrv to post in this forum. We are in no way affiliated with his business, Apex Credit Services, LLC, and we have absolutely no control over how disputes regarding their business practices are handled.

    Yes, Apex Credit Services, LLC did run a banner advertisement in January 2009 for 30 days. However, this was after apexcrsrv had been a member for 2 years, had posted hundreds of useful comments that had nothing to do with purchasing AU tradelines, and even had long-standing members of this forum recommending his services. At the time, it was also confirmed that the business maintained a satisfactory BBB report with very few complaints, all of which were resolved or closed.

    Creditnet strives to provide this forum free of charge because we believe it's a useful public service. We don't have anything to hide. In fact, the limited advertising that you see in this forum only generates about $500 per month, which isn't even enough to cover the basic costs of running a site like this.

    And lastly, we don't ban individuals for posting negative comments about Apex Credit Services or any other product or service. Please keep in mind that many complaints against Apex Credit Services in this forum are generated by the same person, who insists on spamming our board under various user names, such as hegemony., gvd, shawnee, NoGods, and lolcats. This member's complaints, as long as they haven't contained profane language or personal attacks, remain to be read by all.

    However, we have banned, and will continue to ban anyone who repeatedly spams, personally attacks members of the forum, and/or violates our terms of service in any way.
     
  17. frostv

    frostv Active Member

    Fatwallet and anyone else interested I am going to start a new thread and document steps I take to exhaust my remedy in this situation. It may illustrate for future customers what kind of customer service you can expect from Mr. Barnette after he has your money should you choose to spend after these new revelations. Fatwallet be expecting to see that soon! I'm in and out of town right otherwise I would have more time and effort to devote but we will definitely get to the bottom of this Fatwallet!
     
  18. frostv

    frostv Active Member

    Apexcreditservices told me today not to call ever again! So I guess I am just supoosed to forget they still have $2400.00 of my money!
     
  19. fatwallet

    fatwallet Member

    I hope it works out for you. If the admin here had listened to all the posters here who told the truth about Apex credit instead of banning them maybe you wouldn't be in the position you are. They like to repeat the same mantra, that Apex gave helpful posts so he gets to stay. The thing is that everyone else gives helpful posts here but without trying to sell them products. Would Apex post here if he couldn't try to sell stuff at the same time? Doubtful. I can't think of any other forum that would allow someone to do that in the first place.
     
  20. jjgross

    jjgross Well-Known Member

    If you think that apex posts only on this forum,then your not doing your homework.Try some of the other forums and see if you can buck the regulars,who either won't answer or give an answer that trys to make sure you post again.I say it's time to put the pony in the barn and get back to helping people.
     
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