i am an authorized user on two providian accounts and an amex account all accounts show up on my credit report... kev
My wife put me as an AU on her mbna card. It hit today and I gained 38 points. My question is if they do an AR for checking up on her report will they pull mine too. Since we BTed a 4k loan to the card I would hate to give them an excuse to say we defaulted due to a poor credit report(mine) and raise the APR.
Does CitiBank report authorized users to the credit bureaus? I have a feeling they do, because when you add someone online, they request the AU's SSN and Full name. Let me know if anyone has experience with this, because I have a friend who just turned 18 and is trying to establish his history, and I would like to get a few of my cards on his as an AU, so he can gain some credit. Thanks!
