I disputed a few cards on my credit report where I was an authorized user(my wifes cards)...stating I was not the primary cardholder. Was this a mistake??? I read somewhere that being an authorized user on good accounts raises your score. I dont want to be lowering my scores. Will these agencys take these off my credit report and thus lower my scores??
Yes they are. I just looked at my report and it had like 18 different accounts all in good standing,,,,,,,someone told me it was not good to have so much $$$$ avaiable to me when I go to borrow say for a car. So I was trying to make my $$ available to me less. I wish I would have found this site sooner.
