authorized user question

Discussion in 'Credit Talk' started by annoyed, Aug 11, 2003.

  1. annoyed

    annoyed Member

    If I have my husband add me as an authorized user will they do a credit check on me first? I'm trying to give my score a boost and there's not a card on the planet that will approve me.
  2. lakpr

    lakpr Well-Known Member

    No, they won't pull a hard inquiry on your report.

    The entire credit history on your husband's card gets reported on your report too ; so make sure that he adds you on a card that only has PEFECT payment history, not one late payment, ever

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