If I have my husband add me as an authorized user will they do a credit check on me first? I'm trying to give my score a boost and there's not a card on the planet that will approve me.
No, they won't pull a hard inquiry on your report. The entire credit history on your husband's card gets reported on your report too ; so make sure that he adds you on a card that only has PEFECT payment history, not one late payment, ever
