Authorized user ?

Discussion in 'Credit Talk' started by karak, May 8, 2002.

  1. karak

    karak Well-Known Member

    I have read a couple of things on here about authorized user s and wanted to know if I had many accounts only a year old if it would advantageous to become a AU on my mom's account which is over 25 years old to boost up my date history even if her she has a high balance ( 8000 out of 10000). Thanks
     
  2. bailey

    bailey Well-Known Member

    Although age does help your credit, I think adding an account that is at 80% usage may actually LOWER your score.

    Ratios from what I have experienced play a MAJOR role in scoring.
     

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