Hello There, I just went online and check my latest statement and notice that they increase the credit line without asking by an additonal $800 seems like they do auto review every six months.. I ask for one six months ago and they did a hard one on exp but gave me a $1000. this time I did'nt see any soft or hard inqs on exp.. good luck to you if you have a statefarm visa card. Thx, Kev