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Discussion in 'Credit Talk' started by safti, Sep 25, 2003.
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With a Chp 7 on your report it probably won't make much difference having the loans, etc...cause you'll still pay a much higher interest rate. It happened to me....my chp 7 was discharged 5/92...bought a car in 5/98 which caused me to have a 11% interest rate....one dealership actually wanted to charge me 18%!!!...I walked and went somewhere else...the best I could get was 11% thru a local bank.
It probably will cause you to have a higher interest rate just cause of the chp 7 on your report. But as far as getting a car, sure you'll get one but the question is what price do you want to pay for it?
Absolutely. An Auto Fico takes previous auto history very seriously and is weighed heavily.