Auto insurance !!!!!!

Discussion in 'Credit Talk' started by sal826, Oct 3, 2002.

  1. sal826

    sal826 Well-Known Member

    Hi,

    Does anyone have an auto insurance company they could recommend. I just insured my Jeep with my old agency (state farm) and it's going to cost me $1800 yr......OUCH

    My driving record is perfect, just one fender bender a year ago nothing else.


    Thanks in advance,
    Sal
     
  2. Fat Jake

    Fat Jake Well-Known Member

    I have State Farm and they do good by me with the premium vs. the independent companies.

    Progressive's online system will cost you an Inquiry so watch out.

    A freind has Geico and swears by them.
     
  3. Platinum

    Platinum Well-Known Member

    Allstate in my area offers lower premiums than State Farm or Progressive...never had any problem...
     
  4. cable666

    cable666 Well-Known Member

    I went to an insurance broker and found a better rate that was about 2/3's of the prior rate I was paying.

    Brokers aren't unbiased, and you might be able to get a better deal if you do all the legwork yourself.

    For me, it was worth it. I don't have a week free to call all these companies and compare prices.

    I wonder if any of these web based brokers such a QuoteSmith and others are good? Give 'em a shot. Go to Google and enter "Auto Insurance Quotes" and see what comes up.
     
  5. sal826

    sal826 Well-Known Member

    Thanks folks - I'll do some intenet searching, hopefully whoever I pick wont pull an inquiry
     
  6. picantel

    picantel Well-Known Member

    I went with erie insurance. We had horrible(low 400s) at the time and they never pulled. It has bene like 2 years though but they are not expensive one bit.
     
  7. breeze

    breeze Well-Known Member

    What state? Are you over 25? Jeeps have bad statistics for fatalities - they are very expensive to insure. Short wheelbase, high center of gravity - they roll very easily.

    LOL, we had a class today on insuring hummers.
     
  8. erik776

    erik776 Well-Known Member

    Breeze, what does it cost to insure a Hummer?

    Sal 826, I went with Progressive.
     
  9. novalee

    novalee Member

    It definitely pays to shop around. I have Allstate for my renter's insurance - I had a hard time finding one that would insure a home daycare for cheap. Anyway, I figured that I would be able to get a good deal with my auto there as well. But when I called around, I was able to get cheaper rates through AAA. Good luck!
     
  10. breeze

    breeze Well-Known Member

    Way more expensive than a jeep. And you can't get towing on your policy, hahahahaha!!!

    Oh, and no converted humvees accepted. Just regular hummers.

     
  11. kozman

    kozman Well-Known Member

    Picantel is right, Erie is the way to go. Great customer service, very low rates and no inquiry. I highly recommend them. Only USAA is better but you have to meet certain military requirements.
     
  12. sal826

    sal826 Well-Known Member

    Thanks for the info about erie - I checked them out but unfortunately they don't cover California.


    I examined Progressive as well but they're rate is only $25 less per year then what I'm aleady paying.


    -Sal
     
  13. lena

    lena Well-Known Member

    Try Liberty Mutual. I've had them for a few years, and would recommend them to anyone.
     
  14. breeze

    breeze Well-Known Member

    Ahhhhh, California! That's the problem. Prop 103. The voters decided that people who fall into a certain category should get the insurance companies best rates. Since the losses (claims) are sky high in that group, the insurance companies raised their rates. Now everyone gets a high rate, because their best rates are no longer low.


     

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