I hired Lexington Law Firm 8 months ago to try to get 5 30 day late payments removed from my credit report with Chase Auto and Toyota Motor Credit. I was a newbie at that time and they promised to get them removed. After almost of year of paying Lexington they are still there. I was late on paying no questions about it. Do I have a chance of getting them removed myself? My thought is if they couldn't do it I surely can't. If you dispute them do they come off your CR for a short time while they are invesgating it? I'm trying to get a home loan and I just need them off for a few months if I can't get them deleted for good. Any help or ideas? Great board. I'm still researching everything I can on here. thanks