I HAD A REPO IN 96' AND MERCURY FINANCE FINANCED ME. AFTER 1 YEAR OF PAYMENTS I TRADED MY CAR IN AND AM NOW FINANCED WITH ONYX ACCEPTANCE. NOT THE GREATEST BUT NO ONE ELSE WANTED TO TOUCH MY LOAN. IT DOESN'T REALLY MATTER IF THE COMPANIES ARE NOT SO GREAT BECAUSE NOW ALMOST 2 YEARS LATER MY CREDIT IS IN BETTER STANDING. JUST MAKE SURE YOU NEVER PAY OVER 30 DAYS LATE.
I Applied thru creditland. that is www.creditland.com. They worked great. They have about 5 subprime auto lenders working with them now. Also Giggo.com. Those are the two that i used. goodluck. My Credit score is in the low 600's.