Auto loans

My scores were within that range and I sent an application to Eloan.com who couldn't approve me but forwarded my application to Roadloans.com and they were able to approve me. This was for a refinance though.

Household originally financed my car (dealer financing) at 22% (brand new car). Roadloans beat that amount by so much it was hard not to refinance and although my payments went up about $30 a month, the number of months came down substantially from 60 to 47 months.

I pay and will continue to pay 2 car payments a month and more to Roadloans so that I can get this account paid off in less than 2 years.

You could try People's First. I've never been able to get a loan with them but they just recently signed a deal with Household to accept people that meet Household's criteria. I hear it's easier than appling with Household directly. Other than that you can try Roadloans and Eloan. Someone else might have other suggestions.

 

You can also try Wells Fargo Financial, but, be advised the interest will be steep.

 

Hats Off to Darkdoj for a good decision.

 

I was approved last week with E-Loan, they also assigned it to Roadloans. My EQ score was 510, lots of negatives, but all auto tradelines are positive. The whole process only took 24 hours.

Interest rate is 12.95 %.

Min amount is $7500, max is $22,000.

Must purchase through a franchised dealer.

Refrences, paystub, license, phone bill and proof of insurance must be faxed to them. You can then download your acceptance cert right on-line.

Great company to work with.

You will have 3 inq though. E-Loan, Roadloans and Americredit. All on EQ.

Good Luck.

 

Re: Well...

I got the same response from Roadloans directly but I went through Eloan and was approved. There was another company something called Auto Benefits Group ?? pulled my Equifax report but couldn't approve me only because there was no score at the time. This was quite a while ago, I'll see if I can find a website for them.