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Auto refi

Discussion in 'Credit Talk' started by charlieslex, Apr 24, 2002.

  1. Apr 24, 2002 #1
    charlieslex

    charlieslex Well-Known Member

    Does anyone have a decent place to get a car refi'd. Charlie
     
  3. Apr 25, 2002 #2
    KHM

    KHM Well-Known Member

    *BUMP*
    I'd like to know this as well :)
     
  4. Apr 25, 2002 #3
    sam

    sam Well-Known Member

    generations takes a 650 score. I STRONGLY suggest going to your credit union (or find one, or find a relative that has one).
     
  5. Apr 25, 2002 #4
    charlieslex

    charlieslex Well-Known Member

    sam, Don't Credit Unions require a decent score? Charlie
     
  6. Apr 25, 2002 #5
    sam

    sam Well-Known Member

    yah any refi requires a "decent" score. 650 is around the 30% percentile meaning that 70% have better scores than you.

    I'd say 650 is a "decent" score but a poor one (not prime).

    Most credit unions will also consider your checking history etc into the factor..
     
  7. Apr 25, 2002 #6
    KHM

    KHM Well-Known Member

    Sam-
    I've tried Generations, but my TU score and the score they saw are completely different, so I got denied.

    Any other suggestions?
     
  8. Apr 25, 2002 #7
    charlieslex

    charlieslex Well-Known Member

    The only thing that may help me is that my car isn't upside down. I have $5-8000 equity in it. Charlie
     

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