Can anyone tell me which creditors are most likely auto verified by Experian? I have read First Premier was a sure bet. Any others? Cap 1 Maybe? Chase?
I think so, b/c the only way that I could get rid of it on Exp was by dealing with Providian directly.
I know for my report and my DH's, we have the same problem. Basically clean TU and EQF reports, and 14 negs between us on EXP. These are all TL's that have been deleted on the other 2 CRA's over a year ago. I haven't gotten EXP to even investigate anything in over 9 months. I get the letter "previously verified." The end. I read a post (I think it was you Queen Bee) that said they asked for a manual investigation and EXP deleted it the next day. Just wondering if anything else would fall into this category.
I just got Providian deleted off my EXP, 1st try - I was shocked!! It's only a couple years old so I was very surprised that it came off... I have gotten rid of all old addresses, so maybe that helped?
I called exp today about auto verification and I was told that they already investigated and won't manually verify the account for me. The lady was mean, but I don't know if I should try again next week.
