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AX Blue Pre-Approved-Saar, GEORGE??

Discussion in 'Credit Talk' started by Herman, Dec 24, 2001.

  1. Dec 24, 2001 #1
    Herman

    Herman Well-Known Member

    Hi guys!!!

    I got this Amex Blue you're Pre-Approved mail today....

    GUARANTEED APR...
    0% introductory APR for 6 months
    low 9.99% fixed APR on purchases
    9.99% fixed APR on balance transfers for the life of the balance. *

    Currently have had with Amex....

    Amex LOC---> open 10/01
    Amex Gold Charge---> open 10/01
    Amex Platinum Cash Rebate---> open 11/01
    Amex Secured Optima---> open 08/00

    Do you folks think I'll be approved for ANOTHER CARD with Amex or just close the Secured Card first, then, apply for Blue at a later date?

    Any comments will be appreciated.

    Thanks,

    Herman
     
  3. Dec 24, 2001 #2
    GEORGE

    GEORGE Well-Known Member

    AMEX HATES ME!!!

    So called "PRE-APPROVED" from AMEX is supposidely CLOSER to a "DONE DEAL"...but NOT 100%...

    ALL YOU HAVE TO LOSE IS AN INQUIRY...which you can make DISAPPEAR by disputing it.

    I accepted on-line the AMEX "PRE-APPROVED" CASH BACK PLATINUM...BUT was DENIED...
     
  4. Dec 24, 2001 #3
    GEORGE

    GEORGE Well-Known Member

    Securred doesn't help you unless it reports, and it is your oldest.
     
  5. Dec 24, 2001 #4
    the other

    the other Well-Known Member

    My dad got one of the Blue pre-approved offers, and he was approved.

    I would think you have a good chance... but what do I know :)
     
  6. Dec 24, 2001 #5
    Herman

    Herman Well-Known Member

    Thanks GEORGE,

    I got this MEMBER SINCE - 00 on all my Amex Cards ....
    That Secured Card did help a little, Heehee....

    Herman
     
  7. Dec 24, 2001 #6
    Herman

    Herman Well-Known Member

    Thanks the other,

    Amex used TUC for Pre- Screen...
    Citibank recently update a current open Dividend Platinum with a LOC-$19,500.00.....balance $0.00

    This may be the issued here:)

    Herman
     
  8. Dec 25, 2001 #7
    Saar

    Saar Banned

    Re: AX Blue Pre-Approved-Saar, GEOR

    Go for it, Herman. The Blue is an excellent product. Even if you don't need it, use the new limit as a credit increase to your Cash Rebate card when you combine the two.

    Once you get it, consider closing the secured Optima, or see if they let you convert it to an unsecured card (which could mean, by combination, another credit increase).


    Saar
     
  9. Dec 25, 2001 #8
    Herman

    Herman Well-Known Member

    Re: AX Blue Pre-Approved-Saar, GEOR


    Thanks Saar,

    Excellent strategy! I'll do exactly just that.
    Again, thanks to your brilliant analysis:)

    Herman
     
  10. Dec 25, 2001 #9
    Big beacon

    Big beacon Well-Known Member

    Re: AX Blue Pre-Approved-Saar, GEOR

    I have a 15k optima and applied for blue. They only gave me a 5k on the blue stating that they took the existing optima into consideration when setting the line on the blue.

    So I applied for blue for business and got another 20K blue.


    Have to agree with Saar. Blue is an excellent card.
     
  11. Dec 25, 2001 #10
    Herman

    Herman Well-Known Member

    Re: AX Blue Pre-Approved-Saar, GEOR

    Thanks Big beacon,

    I'm waiting for Citi to report the Dividend Card to EFX, I sense positively Amex may pull from them. Hopefully, then, my limits will be match.

    Herman
     

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