B&A Charge off now sold? What to do

Discussion in 'Credit Talk' started by sam, Jun 22, 2001.

  1. sam

    sam Well-Known Member

    I had a $800 charge off. the last unpaid chargeoff on my equifax.

    It now shows "Account transferred or sold, balance $0".

    BofA Said its out of our hands..

    What can i do now? Dispute it??
  2. nursie

    nursie Well-Known Member

    Well, you'll be hearing from someone else now. What is your date of last activity? (last payment). Check your SOL.
    In my case, as soon as the collector took over & reported it, the original dropped off. Now I just show the new one, who I'm planning to sue because I defaulted in 96. The SOL in my state is 4 years. They even bought it past the SOL.
    I'd say dispute it off, but get your ducks in a row before you hear from someone else.

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