<HTML>"Calls from people worried about how to get out of credit card debt have become a January ritual for some financial advisors. 'A lot of people are waking up in January as they get their credit card statements and realize they probably need a better plan for the holidays.'" Read the full story <a href="http://www.zwire.com/site/news.cfm?BRD=982&dept_id=129884&newsid=1235610&PAG=461&rfi=9">here</a>. </HTML>