<HTML>"This holiday season retailers had big markdowns to entice shoppers with a tight grip on their wallets into splurging. In January, the credit card bills will arrive. After releasing a high-pitched scream at the sight of the total, some shoppers will begin concocting ways to avoid the creditors who inevitably will come calling." Read the full story <a href="http://www.news-press.com/news/today/010102credit.html">here</a>. </HTML>