To add to Mirage's Bank One thread, does anyone know if Bank of America credit cards have a blacklist?
LOL! Oh yes - i had them 7 yrs ago i do not know if they have a blacklist - my stategy is to see who sends pre-approved offers from the old banks I dealt with LOL!
oh yes they do. auto denial - you have been a bad boy, is what it said to me was actually a check bounce that cross referenced into their credit card database. they sure do keep notes.
I bet it can. Friend bounced a few checks, even could not get a checking acct. at BofA. Many years later, approved for a BofA gold card. No PFB required. Sure they take notes, after a while it just doesn't matter anymore, UNLIKE SEARS
Can anyone confirm or deny the existence of the BoA blacklist if you are trying to get a new CC but had a past CC with them go bad -- 8 years ago? (All reports are clean now with hight scores and it has been 7 years)
me!! DENIED twice. wiped due to 7 year sol. screw that bank they suck anyways. my wife has them they aren't all that.
