I went into a branch to discuss this, so I have info straight from the horse's mouth, so to speak. The guy at the branch even got out the manual to be sure he was right in what he was telling me. Here's the scoop: B of A will open a checking account for someone with a Chexsystems entry that is one year old if it is paid, and three years old if not paid. This may be very good news for some people! The catch is this, though: you must pass a credit check now in order to open a B of A account, regardless of your history (or lack thereof) with Chex. I didn't pass, so obviously that's my next project. I knew I had some misinformation on my CR's anyway, so I need to get on that. Anyhow, some of you here with Chex issues may find this info helpful! And thanks for all the input I got here on my last post!